연금저축증권사추천 완벽 가이드 2026: 수수료·ETF·수익률 TOP 5 비교
연금저축증권사추천 완벽 가이드 2026 — 2026년 최신 정보를 한눈에 정리했습니다
연금저축증권사추천 2026
연금저축증권사추천 완벽 가이드 2026: 수수료·ETF·수익률 TOP 5 비교 | pension savings broker recommend
/* ===== TYD CSS Reset & Base ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
:root {
--primary: #1a56db;
--primary-dark: #1341a8;
--primary-light: #e8f0fe;
--secondary: #0e9f6e;
--secondary-light: #d1fae5;
--accent: #ff5a1f;
--accent-light: #fff3ee;
--dark: #111827;
--gray-900: #1f2937;
--gray-800: #374151;
--gray-700: #4b5563;
--gray-600: #6b7280;
--gray-400: #9ca3af;
--gray-200: #e5e7eb;
--gray-100: #f3f4f6;
--gray-50: #f9fafb;
--white: #ffffff;
--gold: #f59e0b;
--gold-light: #fef3c7;
--radius-sm: 6px;
--radius-md: 12px;
--radius-lg: 20px;
--radius-xl: 28px;
--shadow-sm: 0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);
--shadow-md: 0 4px 16px rgba(0,0,0,.10);
--shadow-lg: 0 10px 40px rgba(0,0,0,.12);
--shadow-xl: 0 20px 60px rgba(0,0,0,.15);
--font-sans: 'Pretendard', 'Apple SD Gothic Neo', 'Noto Sans KR', sans-serif;
--transition: all .25s cubic-bezier(.4,0,.2,1);
}
html { scroll-behavior: smooth; font-size: 16px; }
body {
font-family: var(--font-sans);
color: var(--gray-800);
background: var(--gray-50);
line-height: 1.7;
-webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--primary); text-decoration: none; transition: var(--transition); }
a:hover { color: var(--primary-dark); text-decoration: underline; }
ul, ol { padding-left: 1.4rem; }
li { margin-bottom: .35rem; }
/* ===== Layout ===== */
.container { max-width: 900px; margin: 0 auto; padding: 0 20px; }
.container--wide { max-width: 1100px; margin: 0 auto; padding: 0 20px; }
/* ===== Hero ===== */
.hero {
background: linear-gradient(135deg, #0f2460 0%, #1a56db 50%, #0e9f6e 100%);
color: var(--white);
padding: 80px 20px 70px;
text-align: center;
position: relative;
overflow: hidden;
}
.hero::before {
content: '';
position: absolute;
inset: 0;
background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Ccircle cx='30' cy='30' r='4'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
pointer-events: none;
}
.hero__badge {
display: inline-flex;
align-items: center;
gap: 6px;
background: rgba(255,255,255,.15);
border: 1px solid rgba(255,255,255,.25);
color: var(--white);
font-size: .8rem;
font-weight: 600;
letter-spacing: .06em;
text-transform: uppercase;
padding: 6px 16px;
border-radius: 50px;
margin-bottom: 24px;
backdrop-filter: blur(6px);
}
.hero__title {
font-size: clamp(1.8rem, 4.5vw, 3rem);
font-weight: 800;
line-height: 1.25;
margin-bottom: 18px;
text-shadow: 0 2px 8px rgba(0,0,0,.2);
}
.hero__title span { color: #fbbf24; }
.hero__subtitle {
font-size: clamp(.95rem, 2vw, 1.15rem);
opacity: .88;
max-width: 640px;
margin: 0 auto 32px;
line-height: 1.7;
}
.hero__tags {
display: flex;
flex-wrap: wrap;
gap: 8px;
justify-content: center;
}
.hero__tag {
background: rgba(255,255,255,.12);
border: 1px solid rgba(255,255,255,.2);
color: var(--white);
font-size: .78rem;
font-weight: 500;
padding: 5px 14px;
border-radius: 50px;
backdrop-filter: blur(4px);
}
/* ===== TOC ===== */
.toc {
background: var(--primary-light);
border: 1px solid #c7d9f8;
border-radius: var(--radius-lg);
padding: 28px 32px;
margin: 40px 0;
}
.toc__title {
font-size: 1rem;
font-weight: 700;
color: var(--primary-dark);
margin-bottom: 14px;
display: flex;
align-items: center;
gap: 8px;
}
.toc__list { list-style: none; padding: 0; margin: 0; }
.toc__list li { margin-bottom: 6px; }
.toc__list a {
color: var(--primary);
font-size: .9rem;
font-weight: 500;
display: flex;
align-items: center;
gap: 8px;
}
.toc__list a::before {
content: '→';
font-size: .8rem;
opacity: .6;
}
.toc__list a:hover { color: var(--primary-dark); }
/* ===== Section ===== */
.section { padding: 60px 0; }
.section--alt { background: var(--white); }
.section--dark { background: var(--gray-900); color: var(--white); }
/* ===== H2 ===== */
.h2 {
font-size: clamp(1.35rem, 3vw, 1.75rem);
font-weight: 800;
color: var(--dark);
line-height: 1.3;
margin-bottom: 8px;
}
.h2--white { color: var(--white); }
.h2__sub {
font-size: .95rem;
color: var(--gray-600);
margin-bottom: 32px;
font-weight: 400;
}
.h2__sub--white { color: rgba(255,255,255,.7); }
.section-label {
display: inline-block;
font-size: .75rem;
font-weight: 700;
letter-spacing: .08em;
text-transform: uppercase;
color: var(--primary);
background: var(--primary-light);
padding: 4px 12px;
border-radius: 50px;
margin-bottom: 10px;
}
.section-label--green { color: var(--secondary); background: var(--secondary-light); }
.section-label--gold { color: #92400e; background: var(--gold-light); }
.section-label--white { color: var(--white); background: rgba(255,255,255,.15); }
/* ===== Divider ===== */
.divider { height: 4px; background: linear-gradient(90deg, var(--primary), var(--secondary)); border-radius: 2px; margin: 10px 0 36px; width: 60px; }
/* ===== Info Box ===== */
.info-box {
background: var(--primary-light);
border-left: 4px solid var(--primary);
border-radius: 0 var(--radius-md) var(--radius-md) 0;
padding: 20px 24px;
margin: 28px 0;
font-size: .93rem;
}
.info-box--green { background: var(--secondary-light); border-color: var(--secondary); }
.info-box--gold { background: var(--gold-light); border-color: var(--gold); }
.info-box--accent { background: var(--accent-light); border-color: var(--accent); }
.info-box__title { font-weight: 700; margin-bottom: 6px; color: var(--gray-900); }
/* ===== Cards Grid ===== */
.cards { display: grid; gap: 20px; }
.cards--2 { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.cards--3 { grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }
.card {
background: var(--white);
border: 1px solid var(--gray-200);
border-radius: var(--radius-lg);
padding: 28px 24px;
transition: var(--transition);
box-shadow: var(--shadow-sm);
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); border-color: #c7d9f8; }
.card__icon { font-size: 2rem; margin-bottom: 14px; }
.card__title { font-size: 1.05rem; font-weight: 700; color: var(--gray-900); margin-bottom: 8px; }
.card__body { font-size: .9rem; color: var(--gray-700); line-height: 1.6; }
/* ===== Broker Rank Cards ===== */
.rank-cards { display: grid; gap: 24px; }
.rank-card {
background: var(--white);
border: 1px solid var(--gray-200);
border-radius: var(--radius-xl);
overflow: hidden;
box-shadow: var(--shadow-sm);
transition: var(--transition);
}
.rank-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.rank-card--top { border: 2px solid var(--gold); }
.rank-card__header {
display: flex;
align-items: center;
gap: 16px;
padding: 24px 28px;
background: var(--gray-50);
border-bottom: 1px solid var(--gray-200);
}
.rank-card--top .rank-card__header { background: linear-gradient(135deg, #fef3c7, #fffbeb); border-bottom-color: #fde68a; }
.rank-badge {
width: 48px;
height: 48px;
border-radius: 50%;
display: flex;
align-items: center;
justify-content: center;
font-size: 1.3rem;
font-weight: 900;
flex-shrink: 0;
}
.rank-badge--1 { background: linear-gradient(135deg, #f59e0b, #d97706); color: var(--white); }
.rank-badge--2 { background: linear-gradient(135deg, #9ca3af, #6b7280); color: var(--white); }
.rank-badge--3 { background: linear-gradient(135deg, #cd7c2f, #a05b1e); color: var(--white); }
.rank-badge--4 { background: linear-gradient(135deg, var(--primary), var(--primary-dark)); color: var(--white); }
.rank-badge--5 { background: linear-gradient(135deg, var(--secondary), #047857); color: var(--white); }
.rank-card__name { font-size: 1.25rem; font-weight: 800; color: var(--dark); }
.rank-card__tagline { font-size: .85rem; color: var(--gray-600); margin-top: 2px; }
.rank-card__best { margin-left: auto; }
.best-tag {
background: var(--gold);
color: var(--white);
font-size: .72rem;
font-weight: 700;
padding: 4px 12px;
border-radius: 50px;
letter-spacing: .04em;
}
.best-tag--blue { background: var(--primary); }
.best-tag--green { background: var(--secondary); }
.rank-card__body { padding: 24px 28px; }
.rank-stat-grid {
display: grid;
grid-template-columns: repeat(3, 1fr);
gap: 16px;
margin-bottom: 20px;
}
.rank-stat { text-align: center; }
.rank-stat__label { font-size: .75rem; color: var(--gray-500); margin-bottom: 4px; font-weight: 500; }
.rank-stat__value { font-size: 1.1rem; font-weight: 800; color: var(--primary); }
.rank-stat__value--green { color: var(--secondary); }
.rank-stat__value--gold { color: #d97706; }
.rank-card__pros { margin-bottom: 14px; }
.pros-title { font-size: .82rem; font-weight: 700; color: var(--gray-600); margin-bottom: 8px; text-transform: uppercase; letter-spacing: .06em; }
.pros-list { list-style: none; padding: 0; }
.pros-list li { font-size: .88rem; color: var(--gray-700); padding: 3px 0; display: flex; gap: 8px; }
.pros-list li::before { content: '✓'; color: var(--secondary); font-weight: 700; flex-shrink: 0; }
.cons-list li::before { content: '✗'; color: var(--accent); }
.rank-verdict {
background: var(--gray-50);
border-radius: var(--radius-md);
padding: 14px 18px;
font-size: .88rem;
color: var(--gray-700);
border-left: 3px solid var(--primary);
margin-top: 16px;
}
.rank-verdict strong { color: var(--primary); }
/* ===== Table ===== */
.table-wrap {
overflow-x: auto;
border-radius: var(--radius-lg);
box-shadow: var(--shadow-md);
margin: 28px 0;
border: 1px solid var(--gray-200);
}
table { width: 100%; border-collapse: collapse; background: var(--white); font-size: .88rem; min-width: 640px; }
thead tr { background: linear-gradient(135deg, var(--primary), var(--primary-dark)); }
thead th { color: var(--white); font-weight: 700; padding: 14px 16px; text-align: center; font-size: .83rem; letter-spacing: .03em; }
thead th:first-child { text-align: left; border-radius: var(--radius-sm) 0 0 0; }
thead th:last-child { border-radius: 0 var(--radius-sm) 0 0; }
tbody tr { border-bottom: 1px solid var(--gray-100); transition: background .15s; }
tbody tr:hover { background: var(--primary-light); }
tbody tr:last-child { border-bottom: none; }
tbody td { padding: 13px 16px; text-align: center; color: var(--gray-700); vertical-align: middle; }
tbody td:first-child { text-align: left; font-weight: 600; color: var(--gray-900); }
.tbody-top { background: #fffbeb !important; }
.td-best { color: var(--secondary); font-weight: 700; }
.td-worst { color: var(--accent); font-weight: 600; }
.td-tag {
display: inline-block;
font-size: .72rem;
font-weight: 700;
padding: 2px 8px;
border-radius: 4px;
margin-left: 4px;
}
.td-tag--gold { background: var(--gold-light); color: #92400e; }
.td-tag--blue { background: var(--primary-light); color: var(--primary-dark); }
.td-tag--green { background: var(--secondary-light); color: #065f46; }
/* ===== Checklist ===== */
.checklist { list-style: none; padding: 0; margin: 16px 0; }
.checklist li {
display: flex;
gap: 12px;
align-items: flex-start;
padding: 10px 0;
border-bottom: 1px solid var(--gray-100);
font-size: .92rem;
color: var(--gray-700);
}
.checklist li:last-child { border-bottom: none; }
.checklist__icon { font-size: 1.1rem; flex-shrink: 0; margin-top: 1px; }
.checklist__text strong { display: block; color: var(--gray-900); font-weight: 700; margin-bottom: 2px; font-size: .95rem; }
/* ===== Steps ===== */
.steps { counter-reset: step; list-style: none; padding: 0; }
.step {
display: flex;
gap: 20px;
align-items: flex-start;
margin-bottom: 28px;
counter-increment: step;
}
.step__num {
width: 44px;
height: 44px;
border-radius: 50%;
background: linear-gradient(135deg, var(--primary), var(--secondary));
color: var(--white);
font-size: 1rem;
font-weight: 800;
display: flex;
align-items: center;
justify-content: center;
flex-shrink: 0;
box-shadow: 0 4px 12px rgba(26,86,219,.3);
}
.step__num::before { content: counter(step); }
.step__content { padding-top: 8px; }
.step__title { font-size: 1rem; font-weight: 700; color: var(--gray-900); margin-bottom: 6px; }
.step__body { font-size: .9rem; color: var(--gray-700); line-height: 1.6; }
/* ===== FAQ ===== */
.faq { margin: 0; padding: 0; list-style: none; }
.faq__item {
background: var(--white);
border: 1px solid var(--gray-200);
border-radius: var(--radius-md);
margin-bottom: 12px;
overflow: hidden;
transition: var(--transition);
box-shadow: var(--shadow-sm);
}
.faq__item:hover { box-shadow: var(--shadow-md); border-color: #c7d9f8; }
.faq__q {
padding: 20px 24px;
font-size: .97rem;
font-weight: 700;
color: var(--gray-900);
display: flex;
align-items: flex-start;
gap: 12px;
}
.faq__q-icon {
width: 26px;
height: 26px;
border-radius: 50%;
background: var(--primary);
color: var(--white);
font-size: .8rem;
font-weight: 800;
display: flex;
align-items: center;
justify-content: center;
flex-shrink: 0;
margin-top: 1px;
}
.faq__a {
padding: 0 24px 20px 62px;
font-size: .9rem;
color: var(--gray-700);
line-height: 1.7;
}
.faq__a strong { color: var(--primary); }
/* ===== Highlight Box ===== */
.highlight {
background: linear-gradient(135deg, var(--primary-light), #f0f7ff);
border: 1px solid #bfdbfe;
border-radius: var(--radius-xl);
padding: 36px 40px;
margin: 40px 0;
text-align: center;
}
.highlight__emoji { font-size: 2.8rem; margin-bottom: 12px; }
.highlight__title { font-size: 1.3rem; font-weight: 800; color: var(--primary-dark); margin-bottom: 10px; }
.highlight__body { font-size: .95rem; color: var(--gray-700); max-width: 560px; margin: 0 auto; line-height: 1.7; }
/* ===== Tax Table ===== */
.tax-highlight { background: var(--gold-light); font-weight: 700; }
/* ===== CTA ===== */
.cta-box {
background: linear-gradient(135deg, #0f2460 0%, #1a56db 60%, #0e9f6e 100%);
border-radius: var(--radius-xl);
padding: 48px 40px;
text-align: center;
color: var(--white);
margin: 40px 0;
position: relative;
overflow: hidden;
}
.cta-box::before {
content: '';
position: absolute;
top: -40px; right: -40px;
width: 200px; height: 200px;
background: rgba(255,255,255,.05);
border-radius: 50%;
}
.cta-box__emoji { font-size: 2.5rem; margin-bottom: 12px; }
.cta-box__title { font-size: 1.5rem; font-weight: 800; margin-bottom: 10px; }
.cta-box__body { font-size: .95rem; opacity: .88; margin-bottom: 24px; max-width: 520px; margin-left: auto; margin-right: auto; line-height: 1.65; }
.btn {
display: inline-flex;
align-items: center;
gap: 8px;
padding: 14px 32px;
border-radius: 50px;
font-weight: 700;
font-size: .95rem;
transition: var(--transition);
cursor: pointer;
border: none;
}
.btn--white { background: var(--white); color: var(--primary-dark); }
.btn--white:hover { background: var(--gray-100); transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn--outline { background: transparent; color: var(--white); border: 2px solid rgba(255,255,255,.5); margin-left: 12px; }
.btn--outline:hover { background: rgba(255,255,255,.1); }
/* ===== Warning ===== */
.warning {
background: #fff7ed;
border: 1px solid #fed7aa;
border-radius: var(--radius-md);
padding: 18px 22px;
font-size: .88rem;
color: #9a3412;
margin: 24px 0;
display: flex;
gap: 10px;
align-items: flex-start;
}
.warning__icon { font-size: 1.1rem; flex-shrink: 0; }
/* ===== Footer ===== */
.footer {
background: var(--gray-900);
color: rgba(255,255,255,.6);
text-align: center;
padding: 40px 20px;
font-size: .83rem;
line-height: 1.7;
}
.footer strong { color: rgba(255,255,255,.85); }
/* ===== Progress Bar ===== */
.score-bar { margin-bottom: 10px; }
.score-bar__label { display: flex; justify-content: space-between; font-size: .82rem; color: var(--gray-600); margin-bottom: 4px; }
.score-bar__track { height: 8px; background: var(--gray-200); border-radius: 4px; overflow: hidden; }
.score-bar__fill { height: 100%; border-radius: 4px; background: linear-gradient(90deg, var(--primary), var(--secondary)); }
/* ===== Responsive ===== */
@media (max-width: 680px) {
.hero { padding: 52px 16px 48px; }
.section { padding: 44px 0; }
.rank-stat-grid { grid-template-columns: repeat(2, 1fr); }
.rank-card__header { flex-wrap: wrap; }
.rank-card__best { width: 100%; }
.highlight { padding: 28px 20px; }
.cta-box { padding: 36px 20px; }
.toc { padding: 20px 18px; }
.btn--outline { margin-left: 0; margin-top: 10px; }
thead th, tbody td { padding: 10px 10px; font-size: .8rem; }
}
📊 2026 pension savings broker recommend
연금저축증권사추천
완벽 가이드 2026
수수료·ETF·수익률 TOP 5 비교
퇴직 후 안정적인 노후를 위한 최선의 선택.
2026년 최신 데이터 기준 5대 증권사 연금저축계좌를 수수료, ETF 라인업, 수익률, UX까지 완벽 분석합니다.
🏦 증권사 비교
💰 세액공제 최대화
📈 ETF 투자
🎯 수수료 절감
🔄 IRP 연계
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